Make Net Money ?

Make Money Blogging

2007-01-07T07:43:00.000-08:00

By Matt Bacak

You have created a blog and your blog is dedicated to a niche industry. Have you ever thought that the blog could make money for you? We would look here in this article, ways and means, to make money blogging. Lets first have a look at what are the prerequisites for a blog needed to make money:

1. Blog needs to be dedicated to a niche market.

2. Updated regularly.

3. Enough back links (Don't worry for it. Directory submission would be enough to begin with)

4. Good blog host or application (blogger, Xanga or typepad recommended), and

5. High quality articles or news items supported with images.

Get the above criteria in place and Hurrah... You are ready to Make Money Blogging.

Top 5 Ways to Make Money Blogging

Lets now take a look at top 5 ways using which you could make money blogging:

1. Google Adsense

Google Adsense delivers text and image ads to the authorized websites/blogs depending on the content of the website. Small code is required to be pasted at proper locations on a webpage and Google automatically recognizes the page. Google shares the revenue it gets from the advertisers whenever a visitor clicks on these ads.

Google bills advertisers on price per click basis (PPC). Advertisers are required to pay only when any visitor clicks on their ads. They bid against each other for the keywords in order to receive better placement and thus prices for each keyword differ from one another. It is better to choose keywords for your blog which pays high $ per click.

2. Amazon

Amazon Associate program is another important way to make money blogging. The Amazon Associate program gives opportunity to website/blog publishers to promote any product from its inventory by adding a predefined code to their website/blog, which, when clicked by a visitor, takes them to the relevant product page. Once the visitor buys the product, the blog owner will be compensated with a commission.

3. Blogads

You can use Blogads as an effective tool to have a better control over the advertisers in your blogs. You can analyze and compare your profits with any one of your online agencies. Blogads can be simply specified as an advertising service used for the web logs or blogs. From the total money generated by Blogads, it retains 20% of it and the remaining money is paid to you through PayPal or checks.

Alternative Services:

• Crispads is another useful network focused on the blogs. You can put your advertisements in their blogs using Crispads. You can move through their RSS/ATOM feeds that help in generating revenues.

• Tagword – It is similar to Blogads. It makes you select the ads and their price.

Users can place their text-based ads in the site within minutes and the ads will be displayed instantly on the website.

4. Affiliate Programs

Your affiliate programs can help you earn a lot of money for selected products and services. Lot of websites offers you to become affiliate members. These affiliate programs can provide a better reach and an in-depth exposure to the products. The commissions for the sales differ according to the quality of the product, sales and marketing strategy involved. You can gather information related to the commissions by looking into the catalogues of Link Share and Commission junctions.

5. Text Links

Text links has emerged out to be the best form of moneymaking source that you can use instead of cluttering or crowding the page with ads. You don’t have to make these text links prominent within your website. This link can act as an extra value to your site and will also help to promote the rankings of other sites. In most of the cases you will find these text links placed in the bottom of the web pages. The best part of this strategy is that the publishers send and accept links as the market continues to grow.

Matt Bacak, The Powerful Promoter and Entrepreneur Magazine e-Biz radio show host, became a "#1 Best Selling Author" in just a few short hours. He has helped a number of clients target his specialty, opt-in email direct marketing systems. The Powerful Promoter is not only a sought-after internet marketer but has also marketed for some of the world's top experts whose reputations would shrivel if their followers ever found out someone else coached them on their online marketing strategies.

For more information, visit Bacak's site at http://www.powerfulpromoter.com or sign up for his Powerful Promoting Tips at http://www.promotingtips.com

Making Money Online Is Possible... Here's How

2006-10-25T22:15:00.000-07:00

by Trent Brownrigg

Are you trying to make money online but just can't seem to get the income you want? There are thousands upon thousands of aspiring online business entrepreneurs who are in the same boat as you right now. You are not alone! However, in this article, I am going to give you some tips on how to actually make money online and eventually bring in a very nice income.

Before we get started let's talk a little about who I am and why it's even worth your time to listen to me. Am I rich? No. My bank account would be laughable compared to Bill Gates or Donald Trump, but compared to the average person trying to make money online from a home business you could say I am doing quite well.

I started my online business about three and a half years ago and slowly but surely increased my income to the point of financial independence. I now make a very good full time income online and only work a few hours per week. It wasn't easy... far from it! But it was worth it. I don't consider myself to be some money making guru. But I have been making money online, and teaching people to do the same, long enough to know what I am talking about.

So how can you make a living from home? Here are the steps necessary to make money online and eventually bring in a very good income...

1) Define Your "Why" - Really the first, and most important, step to becoming rich is not "how" to do it but "why" to do it. Without your why, your how will be nearly impossible. Once you have found your why, it is much easier to find your how to become rich. You must look deep inside yourself to find out why you want to become rich. Once you have found it write it down and keep it in a place where you will see it everyday. After you find your why you can search for your how. Remember, there is no easy road to riches. If there was then everyone would be rich.

2) Write Your Plan - When you are getting started you will need a plan. What exactly do you want to accomplish? How long will it take to do it? What steps do you need to take to ensure it happens? How many hours are you going to put in each day? How much money can you afford to spend on marketing? Etc... Think about these questions and write down the answers. Make your plan realistic and stick with it as closely as possible. It can be modified along the way as things change but you should always have a realistic plan to follow.

3) Find Your "How" - Now it's time to start searching for how you will make money online. There are many different ways to make money online. A few of the most popular ones are: business opportunities, affiliate marketing, network marketing, niche marketing, creating your own e-book, or doing an actual online job. Most of these actually go hand-in-hand so you will usually be doing more than one at a time. They are usually lumped under one umbrella called internet marketing.

My suggestion is to start out with an actual paying online job as well as at least one of the others. Doing this will allow you to bring in an online income while getting started in something that you will eventually make a lot more money doing. For instance, you could work a couple hours per day in an online job while spending the rest of your spare time learning how to market affiliate programs.

I actually know of a great program where that is exactly what you do. You make money working online jobs while also getting into affiliate marketing and a business opportunity and learning to market on the internet. You can find it here: http://honest-income-program.com

4) Get Educated - Walking blindly into an online business without having some basic education is suicide! You need to know the basics of online marketing and promoting. You can get this education for free all over the place on the internet. A great place to start is internet marketing forums and articles.

You also need to know programs to definitely stay away from before you make the mistake of jumping into some overhyped dishonest opportunity or even an all out scam. A good way to be sure you don't get sucked into one of these is to stay away from anything that promises ridiculously large amounts of money in a short period of time. Or any opportunity that says you will make a lot of money without doing any, or very little, work. It's just not true!

To help you out a little here are a few things I can tell you right now to avoid - paid to read emails, randomizers, doublers, paid to surf, HYIP, the oprah paypal letter, etc... of course there are more things to stay away from but I can't go into detail in this article due to length. I will tell you that the Honest Income Program mentioned above gives you a lot more programs to avoid and tells why you should avoid them.

5) Get Started - Now it's time for you to get started making money in your new business. It is critical in this step to be focused. Don't go jumping around to every opportunity you see just because it promises riches. Stick with what you started and put your full effort into it. It is also critical that you do not expect too much too fast. It is going to take time to start making money online and it is going to take even longer to start making a significant amount of income.

While you are getting started you will be learning a LOT. In fact, you will probably feel like you are on information overload and feel overwhelmed by everything there is to learn. Don't worry it will all come together. Just take things one step at a time in an organized manner. The learning is something that never stops. You will constantly be learning new things in online business but the beginning is probably the most crucial and the toughest.

The most important part of this step is to TAKE ACTION! Yes, there is a lot to learn and a lot to do but the only way to get anywhere is to do something with it. Making money online is largely about taking action. The more you sit back and wait for the "right time" the less you are actually out there making money.

6) Work Hard and NEVER Quit - This is probably the best advice that was ever given to me and I consider it the most important tip I can pass on to anyone trying to make money online. No matter what anyone tells you making money online is hard work. You have to put in a lot of time and effort before you reap the rewards of it. You will fail at times, that is certain! However, you will also succeed if you get up from those failures and keep going!

That's it. Those are the six basic steps to making money online and eventually bringing in a great full-time income. Of course, this article is a simplified version of what it truly takes. There is more detail to making money online that cannot be fully explained in one article but the above is basically all you need to do. It will not be easy but it can certainly be done. There are thousands upon thousands of people making money online right now. Many of them are very rich because of it. Follow the above steps and you can be making a full time income on the internet soon enough.

Trent Brownrigg has been successfully making money online for over three years. He is a full time internet marketer and online business coach. He recommends - http://honest-income-program.com - to anyone looking to make money at home. You can find his main home based business website at http://www.work-at-home-jobs-iowa.com

tags: money | online | financial

e-Currency Exchange Exposed and How Can You Profit from It

2006-10-25T22:13:00.000-07:00

by Eric de Bosque

If you were to ask someone, "What is currency exchange or ecurrency exchanging?", most likely they would stare a blank look right back. Perhaps an educated guess would suggest that currency exchange has something to do with the foreign currency trading, or what is known as the forex market. But unlike trading the forex market online with foreign currency pairs, there is less risk involved and well, it is a different beast all together.

So what is it, exactly? Let's begin with what it's not. Making any money online involves risk, be it investing in the market, HYIP or an online business where you also invest your time and hard earned money on a website to promote your product or as an affiliate. Currency exchange is not MLM, doesn't require you to have a downline, a website, customers, no products to order, no special skills or prior experience, and no high investment to begin.

Currency Exchange (also known as e-currency exchange, e-currency exchanging, e-currency trading, etc.) is a global online economic system where digital currencies (e currency) are used for payment of goods and services on the internet which are backed by gold, silver or some other physical currency. DXInOne.com is just one of many systems online that provides a platform for the exchange of different e-currencies to another and back to cash. They require investors like yourself to invest in e currencies putting cash into your system portfolio and console and provide a liquid market. Your portfolio receives daily gains of anywhere from 0.2 to 5%. Therefore on a $1,000 investment a user can expect to profit very close to $5 per day. Over the course of a year it's not uncommon to turn an initial investment of $1,000 into a $50,000 portfolio and profits of $200 a day.

There has recently been some confusion as to what has been going on with DXInOne, also known as DXSynergy, with some changes to the system, the slowdown of outxchanges and what exactly the role the investor plays as an "e-currency exchanger". But DXInOne clears things up. They affirm that their goal is not to be known as just an e-currency exchanging company that just trades one currency for another (there are others out there that just do this), but as an online global economic system in which one can spend their DXG (Gold) within the system. There is a bigger picture we need to look at with a bigger opportunity. They say that the DXSystem was never only about currency exchanging or money trading but about providing a fair environment where two parties could operate securely and where an income could be gained by anyone anywhere in the world who could work within the economy of the new global community. So would you be a "e-currency exchanger" per se? In a sense, yes. But it's really only part of how you make money. The portfolio and console are not the only sources of focus of the DXInOne system. What DXInOne is really all about is that, as an online community, it provides a safe environment for a sender to make payment to a receiver anywhere in the world that can be recognized as a legitimate transfer of value. And you can be a part of that.

Many services in which DXInOne are currently being released will provide a tremendous source of income flow such as the Google-like pay-per-click ads know as AdsXposed. And auctions similar to Ebay, but with a much more global client range, payment options, and most of all, security features. They will also be offering classified ads, discount booking and traveling services such as DXTravelAgent and DXConcierge to name a few. The list goes on.

There are a number of courses available online that can help anyone get started and become successful in the currency exchange market, and become familiar with the DXInOne community to add more profit to their portfolio arsenal. These courses offer essential resources and techniques that will help even the novice user make the most of their investment. Articles, reviews, and blogs more detailed in this field can be read if you did some homework online with a little research.

One course that offers a thorough comprehension of the system with online video training is Gary Jezorski's Currency Exchange Profits. It is one the most effective training available online and he offers one on one phone support, email support, and free upgrades and updates to his video series. His program will allow you to start your e-currency trading business by simply following the on-screen video tutorials and copying each step he teaches. And there are no wasting hours reading e-books. Gary's program also has an excellent affiliate program for those wanting to increase their earnings by promoting his product. Go to www.ecurrency-profits.com for more information. You can receive a free report by subscribing and getting access to Gary's site.

Eric de Bosque is the author of this article. You have permission to reprint this article. However, you may not make any changes to the article or the links. Contact at zero4direct@gmail.com

tags: e-currency | exchange | hyip

How to avoid losses in online investing?

2006-10-03T19:47:00.000-07:00

by David Vagner

There is no 100% flawless full proof plans to always earn from investing on the internet for 3 main reasons:

1. Pyramid scheme - most of there program use the pyramid system which basically say that the person that invested first has a better chance to earn than the people after him.

2. Scam - these days almost every one can open his own investment site using a legal or illegal script, it's hard to spot a scammer but there are some ways to check it.

3. Luck - think of this as a gamble you win some you lose some.

I am using a very simple method to invest money on the internet

How to spot a scam? 1. License check - today its easy to get free license, many scammer use It in order to check for a hyip script license goes to goldcoders.com/?page=checkdomain This company sells hyip script and here you can check the hyips domain.

2. A scam site usually will buy for his host or domain for a very short time you can check its Expiration Date in site like this: who.godaddy.com If you see he paid for only one month that should light your bulb.

3. The design - cheap and ugly doesn't point it's absolutely a scam but you better think twice, scammer want to invest the minimum.

What to do before investing? After you check for scam signs comes the part of research. Check the program on big sites and money forums like MMG or GPF and see what the other investor has to say about it.

Check the monitors, these are sites the monitors the investment site by invest in them, the sort them by their status (pay, pending, problem and scam) and by the investors votes.

Monitors are very good to find some new programs to invest in. Remember, always check 4-5 monitors, there are many on the internet some good some not, compare the information. This a good one I check everyday http://www.thehyips.info Also this site has HYIP forum where you can ask your questions.

How to choose ? There are many options for investing high % low %, daily, weekly or monthly. The high % will not last long when it's a hyip. Auto surf usually last longer statistically mostly because it's easier and cheaper to open a hyip so most of the scammer concentrate there.

Some rules about investing If you choose a hyip with a high % for instance 150% in 3 days invest only on the first day, about 99% of these are scams but you could earn if you are on of the primary investor.

Many hyips now use the round system, the will keep on pay till they cover 90-95% of the investors money, after that the round is over and they use the money for advertising, if you want to participate in a round invest only in the first day of the round else you are throwing away your money.

* don't spend all at once - always make a test spend, if an auto surf upgrade costs 10$ don't buy 1000$ spend 10$ and check it, are they paying ?, how fast ? See if you like it because there are many good ones today.

Only after you made a test spend begin investing the big money.

HYIP investment expert David Vagner writes about investment online. He like internet and hyip investing.

tags: hyip | pyramid | scam | luck

Top 10 "Due Diligence" Myths

2006-09-27T20:43:00.000-07:00

by Tony Clifton

Are you doing your Due Diligence? Everyone in the high yield investing words speaks about this. You have heard it many times - "Do your DD and you'll be OK".

Is this really true? You have seen many high yield programs fail even after the best DD. There is never guarantee. But think about it, if you could avoid 99% of the mistakes that the Due Diligencers do, you'll have 99% better chance to make successful investment.

Here are the top 10 mistakes and myths in doing DD:

1. Low paying programs are more reliable Low paying programs are just low paying. The low ROI alone does not prove anything and it is not advantage. The lower the program pays, the longer you need to be in profit, the bigger is the risk to loose. Of course you should spot the crazy paying programs as scams, but after that the ROI is not a criteria regarding program's reliability.

2. The admin is honest (nice) The admin's behaviour has too little to do with the investment program credibility. Surely, with good psychoanalysis you could understand if the admin is mad or dishonest, but even the greatest and gentlest admin is not indicator that the program is for real

3. There is a phone, the program must be legit Today you can get real but anonymous phone number for few hundreds of dollars. It could be call center, virtual office or other similar kind of service. You can't track the owner of that number, therefore it is not heping you to track potential scammer. Very often the false investment programs give phone numbers with the only idea to gain trustand make themself look real.

4. There is an office, the program must be legit Getting an office is harder and costs more. But still it won't help you trackign the thief. In many countries an office can be hired anonymously, and even if this option is not available, the thiefs use fake IDs (you can even purchase one online).

5. You can meet the admin, they are for real Yes, if you can meet the admin, you at least know he/she is a real person. Can't they disappear though? See the previous item about the IDs.

6. The admin can show incoroporation documents, this proves they are for real Option 1: The incorporation documents can be faked. Ok, you can eventually check this and spot them out Option 2: The company can be real, but registered by phantoms. If you can't track the person who owned the scam, you can't do anything useful Option 3: Ok, there can be a real company. And even then they can scam you - the HYIP history shows several cases in which the program simply start reporting losses. You can't call the authorities against such company - because when invested you have agreed that losses can occur.

7. The HYIP is paying for long time This is certainly nice unless you are dealing with a ponzi scheme. The longer a ponzi pays, the lower is the chance for you to win when joining. Ponzis have lifetime, you know. Paying for long time alone does not prove anything.

8. Offering managed accounts means they do really trade Offering managed account really proves that the company offers legitime investment service. But this does not prove that their pooled (or whatever they call it) HYIP is also based on real trading. A very clear indication for fraudient scheme is when the managed accounts are producing losses, but the HYIP keeps paying just fine

9. They accept bank wires, so they can't run away They can run away if they want. I can name at leats 5 HYIPs which accepted wires, but this did not stop them to diappear. Using bank makes the things harder for the scammers, but not impossible

10. They have referal program, must be scam The affiliate marketing is one of the most powerful tools in the internet business. There is nothing wrong to offer referal bonuses for investors who bring other investors - this is a very effective advertisement method. The referal bonuses are red flag only when they are too high.

Are you doing your due diligence when investing? Are you following the myths?

Tonly Clifton is an Editor in Chief for High Yield Weekly Digest (http://hywd.info)

Tags: hyip | money | scam | internet

Some Really Easy Ways to Make Money

2006-09-24T06:40:00.000-07:00

by Morgan Hamilton

Attaining money has always been a problem, no doubt about that. But the real problem is that we have our own selves to blame for making money such a problem. It has something to do with our preposterous habits of taking blue collar or white collar jobs and expecting them to be enough to earn as much as we need. This is not the case, and many people have already faced the necessity to earn more income that they actually do. That's why a lot of people choose to have more than one job, and really ruin their health trying to earn money. Our bank accounts do not increase, nor does our health improve.

Some of us are quite sure that college degrees are enough to make money. Students rely on the vague future that will provide them with the incomes they need. But surviving is not a matter of college degrees, or any kinds of certification. A lot of rich and successful people have done great without taking any University degrees, they have found the easy ways to make money without anyone's help.

That's because education has nothing to do with earning money. It can only be a prerequisite for getting a higher salary, but everything in the business world depends basically on your own abilities to make it to the top. So, making easy money will depend on your eagerness to do it and on the proper ways that you choose to follow.

A lot of people have come to realize that and are already making some improvements in their value systems. Some are taking extra jobs, others are making easy money on the Internet. The computer has given us the global feeling of being able to do anything at any place on Earth. Internet is a real bargain for those who crave to find easy ways to make money. There are a lot of online opportunities for people who want to be rich.

Many of them have already begun their online businesses, because Internet so far offers the easiest way to make money. Cyberspace gives you numerous possibilities to get involved in a business: for example, trading with things, buying or selling goods, advertising, web design, moderating forums and so on, and so forth. The possibilities to become rich are utterly endless on the Internet.

If you are searching for easy ways to earn additional money, online business is just for you. You should at least try it, and you will soon forget about the boring working schedule, which restricts your time and plays away with your energy. When using online ways to earn money, you will easily get your incomes, and even earn more than you need. Give it a try, and you won't be regretful.

Morgan Hamilton offers expert advice and great tips regarding all aspects concerning money. Get the information you are seeking now by visiting Make Money

Tags: money | online | internet | salary | earn | business

About Online Trading

2006-09-18T20:24:00.000-07:00

by Brian Lee

The internet! Oh what a great invention. The invention of the internet has brought about many changes in the way that we conduct our lives and even our personal business. We can pay our bills, shop, bank, and even meet our soul mate by dating online!

Due to the progress that we have managed to achieve in this world, we can even buy and sell stocks online. Traders love having the ability to look at their accounts whenever they want to (I know I do it all the time), and brokers like having the ability to take orders over the Internet, as opposed to the telephone.

I remember before the option of being able to trade online, whenever I wanted to buy or sell stocks I would have to call up my personal broker to place a trade. Now all I have to do is log into my online trading account, and I able to trade stocks, options, currencies and bonds.

Most brokers and brokerage houses now offer online trading as an option to their clients. Another great thing about online trading is that the fees and commissions are often a lot lower. While online trading has it's pros, as usual there are cons as well.

If you are new to investing, sometimes having the ability to actually speak to your broker can be very beneficial. Or if you aren't as stock market savvy, online trading may be a dangerous thing for you. If this is the case, make sure that you educate yourself as much as you can about option trading or whichever investment field you're interested in before you start trading online.

You should take into consideration that if you don't easily have access to a computer with an internet connection, you won't always have the ability to go online to make a trade. You should have a back up plan to be able to call and speak with your broker if this is the case. This is should be the case whether you are an advanced or a beginner trader.

It is always a very good idea to go with an online brokerage house that has been around for a while. Since the option of being able to trade online hasn't been around that long, you won't be able to find a online brokerage house that has been in business for fifty years. The next best thing you can find is a company that has been in business that long and now offers online trading as an option.

Being able to trade online is a beautiful thing, but it isn't for everyone. Evaluate your habits carefully before you decide to do your trading online, and always make sure that you educate yourself on your chosen investment field before jumping in.

By Brian Lee www.elitemarketeer.com

Brian makes his living doing full time trading and coaching Find out more about online option trading

Tags: online | option | trading | investment | stocks | bonds

How Do I Know Which Programs Are Scams?

2006-09-03T05:11:00.000-07:00

by David Vagner

Although it is virtually impossible to tell if a HYIP is a scam until the moment when they stop paying, there are several steps that you can take in order to minimize the chance of being scammed. For instance, you can do a Due Diligence (DD) check on the program. Listed below is a guide:

Step One

Use the following whois lookup sites to find out more about the program:

Look up IP Address Lookup Internet Service Provider (ISP) Look up IP Address belongs to (Organization) Look up Country Look up Continent Lookup State Look up City Look up Latitude Look up Longitude Look up Timezone Look up Registrant (website's registered address, contact person, etc.)

www.seoconsultants.com/tools/whois.asp

Compare the whois information you have found from the above with the information provided by the program owner on his website. If you find any major discrepancies, you should be extra cautious about the program. The program owner may be trying to hide something from you.

Step Two

Before joining any HYIP, make sure you are comfortable with the program and have confidence in the owner. In the event of default by the program, you can locate and report them to the internet fraud authorities.

Step Three

Take note of the Internet Service Provider (ISP) for the program and to which organization its IP Address belongs to. Record their contact information (such as email address) so that in the event of default by the program, you can file a complaint to the ISP against them for internet fraud. If proven to be true, the ISP will most likely cease providing its services to the program. This prevents the program from cheating any more money from innocent members.

Step Four

Should you be the victim of a scam, submit details of the website found from Step One with your electronic payment confirmation number and send a complaint email to the following authorities to alert them of the internet fraud:

1. Internet Fraud Coordinator: ifcc.tp@fbi.gov 2. International Web Police: Director@Web-Police.org 3. ISP Provider (Refer to Step One. Look for the email contact for website abuse of the ISP Provider or the organization that the program's IP Address belongs to and file a complaint). 4. Local authority (refer to the web registrant's station address, search on the Internet to locate its country authority; such as the state police or any other relevant authorities) 5. E-gold Service (C.C. the email to the program owner)

You can obtain more information about fraud reporting at fraud.org. Also don't forget to check status of your favourite HYIP program on HYIP monitoring like www.thehyips.info

David Vagner is the partner of www.thehyips.info . He teaches how to invest in HYIP area without losses.

Technorati tags: hyip | autosurf | scams | investment

HYIP : Investment Strategies

2006-08-28T20:22:00.000-07:00

by Ramesh Kumar V

Many of the investors plan their own strategies by their experience. Experience makes them know the Do's and Don'ts of HYIP. Once people get well versed to play in the risky yet lucrative arena, they start multiplying their resources. While there can hardly be any universal strategy for all cases, there are certainly quite a few patterns to be followed.

The preliminary step one has to take before investing is to identify the fallacious programs and get rid of them. Then the nature of the program is to be analyzed and then the investor should act accordingly. A few points or strategies worth adopting are listed below.

Frequency of Payouts

The key point to note is the frequency of payouts. Check whether your interest payouts are made on a daily, weekly or monthly basis. If they are made daily, you have got a better chance to have a lucrative sum. Your profit increases day by day with the existence of the program. Don't be in a misconception that a program is more stable if it is paying monthly. Many programs which payout monthly gets doomed within a couple of months and there are archetype programs which makes handful of clams within short durations, to be precise, in few weeks. As far as the influx of new funds is there, the interest is being paid. When it becomes extinct, the program closes and your interests as well.

Program Duration

There is a formula that helps to determine the approximate lifetime of a program.

Lifetime of a Program =

[(SD + SH + KR) * (NO + NF + WD + GAR) * (NKI + SKW + SKR) *365] /

[((KI / SV) * (KO + RT + 1) * (KS + STR)*100000)]

Where

* SD -- approximate cost of design;
* SH -- cost of hosting;
* KR -- advertisement expenses;
* NKI -- presence of contact information;
* SKW -- compliance of the indicated contact information with the information given by whois service;
* SKR -- compliance of the indicated contact information with the real addresses and phone numbers;
* NF -- presence of forum, quality of its development;
* KO -- number of mistakes in web-sites content;
* RT -- deviations in text (if the content is stolen with different sites or written without giving any * consideration, the text will have incompliance);
* KI -- dynamics of growth of investors number during the first week of projects existence;
* SV -- sums of investments;
* WD -- information on business activity the program gets incomes from; subjective evaluation of data adequacy;
* GAR -- presence of guarantees;
* KS -- number of persons engaged in projects maintenance and support;
* STR -- place of projects accommodation;
* NO -- presence of office.

Program duration or age is also a factor that one needs to focus on in order to make the investments fruitful. The situation gets more complicated because even the trustworthy projects fail sometimes. It happens, for example, when program leaders did not manage to promote their program right or played fair on the currency market risking all their funds.

Profit Rates

Any investor will incur a huge loss if they are too greedy. Even if you regularly get the program's earnings during several months it is not the reason to mortgage your property or take a credit under unbearable interest. You may find yourself with nothing if you spend your money recklessly. A program which does well today might get closed tomorrow. The well doing of a program is always uncertain. Also, it is a common opinion that, any program which offers above 2% a day would vanish within a matter of days.

One more point worth taking into account is the interest rate being either fixed or variable. Through many years of study, it has been made clear that, programs offering variable interests are more likely to be involved in some actual trading than the ones with fixed interest rates.

Type of Account

Some programs facilitate their clients by providing internal accounts. The client needs to submit a withdrawal request in order to get the money transferred to their e-currency account. Normally the case is different. The amount will be sent to the account directly without any internal accounts. The later one is better to choose because, you can identify whether the program actually pays or reports some bogus interests in your internal accounts.

Investment Demarcations

The most popular forms of fraudulence is Ponzi. It's a classical financial pyramid where the profit is generated mainly by attracting investments from new participants. Majority of programs have their minimum investment value as low as $1. Before investing, you must be aware of these kinds of programs which are available in abundance. You should use your sub conscious mind in order to think what such a program can do with such a minuscule investment from investors like you, regardless of number of people. Up to some moment it looks stable as the payments are provided with real money invested into the program by new members. However, the impression is false. At some point there comes the stagnation and new members stop joining the project and the pyramid breaks down. Programs involved in some real business do not accept deposits less than $50 (minimum). It is not that, investors should only invest in programs which requires huge some investments. But, moderate amount, say $100 per program will do.

Precautionary Measures

The following tips will help anyone who needs to invest safely and get an acceptable interest.

* Never invest more than you can afford to loose.
* Don't allow greediness to blind you.
* Check the originality of the program by visiting the site. Be more cautious if the site is free listed and/or copied from other sites.
* Before investing make sure that the program pays directly to your account. Because, the programs which maintain internal accounts might report bogus details of your account in their site.
* Never trust HYIP that put fake info in whois database. Invest in those who had passes the DD (Due Diligence) process.

Always have in mind that a program would be a potential scam unless or otherwise, you have a positive reason to support it. Be cautious in such a way that, you get profits from HYIP or else, HYIP will profit from you. Analysis of various risks involved before investing will definitely yield fruitful results. More information on HYIP, E-Commerce, Money Exchange etc. are available in www.hyipsurftalk.com . You can come across various forums, discussions and blogs related to HYIP.

Ramesh Kumar V is a Freelance Writer from India. He is working as a Senior Software Engineer in an MNC. He has published articles in various topics. His profile and samples of his works can be found in his website www.freewebs.com/rameshv

How to Succeed With an Internet Business

2006-08-20T20:02:00.000-07:00

by Timothy Rohrer

When it comes to starting an internet business many people believe that it can create instant wealth overnight. In most cases this is not true, but there are people that have created loads of cash from a simple home business over the course of a few months. It's not always obvious how to go about starting a home business and a lot of people can't quite grasp exactly how to be successful online. Sure it can be done and many people still do it, but each and every single person who has created wealth online needed some type of blueprint to follow.

The simplest way to get started is learning from those who are already succeeding in the online world. Starting a home business is not something that happens overnight. A home based business is built overtime with consistency and coupled with failures along the way.

To understand how one can make money online, we have to first look at the different types of ways to generate income using the internet. Generally speaking there are two types of ways to make money online and that is through investing, trading, or selling. It doesn't matter which one you chose, just as long as you follow through with your initial plan. All three ways can be lucrative with the proper tools.

Investing typically involves putting money into a company and receiving a return on your initial investment. Many people invest through HYIP programs and auto surf programs. Though HYIP's and auto surf programs do work, they usually only work for a very short period of time. Investing into HYIP's and auto surf programs requires a get in and get out strategy. Most HYIP's and auto surf programs are located offshore to avoid any US government involvement.

Trading online can range from anything to stock trading, e-currency trading to Forex trading. Though there is a bit of risk involved, the most secure type of trading is e-currency trading. E-currency trading has been growing rapidly with more and more people buying products online. Since an online transaction is not completed in the form of hard cash, we use services such as paypal, e-gold, or e-buillion. In order for these transactions to take place, there has to be an exchanger on the other side of the transaction that converts the money from hard cash to an e-currency. The exchanger receives a fee from the buyer for completing the transaction. This can be extremely lucrative if done properly.

Lastly selling affiliate products is another way to generate income online. Selling products online is becoming more and more competitive each and everyday. Typically an affiliate business involves selling a bunch of other people's products and receiving a commission on each product sold. Setting up an affiliate business requires a good amount of advertising and a follow up system.

It is possible to make money from all three ways discussed and all three lead to the same place and that's making money. The key is to find someone that's already succeeding and learn from them. Pick their brains, join their newsletter and communicate. Eventually you will find your success.

Tim Rohrer is an established writer and home business owner. To learn about a proven system, visit http://www.profitplusonline.com

Affiliate Marketing 101

2006-08-15T21:48:00.000-07:00

by Joyce Filbeck

Affiliate marketing is one of the hottest home business opportunities around. With some basic training, you can easily set up an affiliate business and get started in a couple of weeks. Affiliate programs are the best way for you to sell someone else's products or service and get paid for it. Selling through an affiliate program is a great way to sell on the Internet without getting knee-deep in product.

You market the product or service online (that includes websites, emails, forums, blogs as well as paid advertising). The company then is responsible for the product; they process the payments, ship the merchandise, and handle any complaints. You provide the marketing and get the commission. Brilliant!

Say you own a website giving people information about Jazz Music. You could place links to products related to Jazz Music, CD's, download sites, etc. on your website. When your visitors click on your links they will go to the website you are promoting. If they buy, you will be paid a commission. Not bad for providing information huh?

You can find affiliate programs just about everywhere these days. A good way to find programs you'd like to join is by doing a search on your chosen topic. See what your competition is doing for a place to start. The affiliate networks such as ClickBank and Commission Junction are great places to look as well.

Look everywhere you shop online. Check the web sites for the words affiliate or partners. You'll soon see there are almost no merchants online today who don't have some sort of affiliate program. If you're going to have a website or blog, you should definitely have affiliate links.

When you register for your chosen affiliate program you will receive your own personal ID number. When you place your link to the website you're promoting on your website, you will use a link address which includes your unique ID. Anyone who makes a purchase via your personal link racks up commissions for you. These commissions are paid based on the pay schedule of that particular program.

There are a number of products which show you the ins and outs of starting your affiliate business. Check the resource box of this article to get the two best and most economical products on the market today. Each of these products is guaranteed by the product owner and each has its strong points. The most important one being, you get the information you need without spending a fortune.

Easy as pie? Right? The truth is, you will probably need one of the resource products to get things set up; but I wouldn't spend a lot of money on them. Check out the recommended products to get you started. Above all, get started. You won't earn until you learn. Good luck!

Joyce Filbeck runs the EarnOnYourComputer.com website, your resource to start a business from home , without all the expense. Download your FREE copy of the 7 Step Guide to Profits Online here.

Beware of HYIP Scams

2006-08-12T18:51:00.000-07:00

by Ferdie Frederic

Are you looking to make some extra income? Or are you looking for a secretive investment with phenomenal returns? Then HYIP's are not the place for you.

What is a HYIP? Simple: High Yield Investment Program.

HYIP's are all over the net. You can see them when ever you search google for investments. They are the one's that offer you a crazy insane amount of a return. Sometimes even %30 a day. For those who are new to the investment world, those kind of returns just cannot be produced, no matter what.

You might say, "hey, I tried one of those programs and I did receive those returns for several days." Yes, you're right, that's exactly the way they work. They give you the money that fresh blood brings in. This is called a "recycler" program. So you're talking about several days, several weeks, or if their really good, several months or even a year until they eventually close down and no longer can match the amount of money that needs to flow around to keep the program moving.

Trust me, before you lose you're money in one of these scams, there are many that have lost their car payments and mortgage payments in these programs. If you don't believe me you can go to www.talkgold.com or www.scams.com and go to the forums and search invex or ingenious packages, two popular almost legendary programs in the HYIP arena. You see will a list of complaints and stories of how people lost their life savings.

Even though that this is true, they are many people who still choose to invest in these programs while understanding the program is run illegitimately. They consider it pretty much betting or playing a game. Some of these websites are even referred to as games to take away the heat that it would receive if it was named an investment opportunity. The trick is to invest within the first couple of weeks and then run. Many people utilize this tactic because most HYIP's do not last over a month or two and because with the insane interest rate you can profit within a couple of days.

Even if you have never heard of HYIP's, trust me they are around and plentiful. Several of these websites open up every day and lure innocent individuals like yourself looking to make some extra income. The amount of these websites are staggering to say the least. You can check out a HYIP monitoring site like www.hyipmonitor.com and see the amount of websites there are and how many are being added on a daily basis. It's unbelievable to know that these website keep popping up and nobody regulates them.

So You Say How Do I Know It's A HYIP Program? Well, it's never easy to say, but there are few guideline you should follow:

1) Egold Be careful of programs that require you to send money through this service because egold transactions are permanent and cannot be reversed or stopped unlike Paypal or using a credit card. This is perfect for someone who doesn't want to provide refunds and just run away with your money.

2) Guarantees No investment program can provide guarantees or should, mainly because the government will keep their eyes on programs like these and so should you. So when ever you see a guaranteed, "10% return in one week", run!! Investment markets are volatile and fluctuate from second to second, so the only thing you should except is a chart of the programs history, but even that doesn't guarantee future success.

3) High Returns Astronomical returns are a sure sign a company is a scam, 20% to 30% a month should be a red flag for anyone looking for a good investment program. Stocks usually average about 5-7% return a year and the high performing ones may only go as high as 30% percent within one year.

Whenever you do invest. Just make sure you do your Due Diligence on the company or group your investing with. Such as: - Company History - Licenses - Complaints with any bureaus - Complaints on any forum boards - Performance History and etc.

Investing should not be looked as a get rich over night scheme but a way to help your income to grow steadily and continuously.

Article provided by Workat-home.net. A website dedicated to work at home business opportunities and resources

High Yield Investment Programs: Risks, Scams, And Profits

2006-08-07T11:02:00.000-07:00

By Michael Goldmann

This article is an overview of the risks, scams, and extraordinary profits that can be experienced by HYIP investors.

High Yield Investment Programs: Risks, Scams, and Profits

If you are an investor looking to truly double your money, you might want to look into HYIP or high yield investment programs. This type of investment always carries a high risk, but when you consider the potential profit, you might find that the risk is well worth it. High yield investment programs have always been around, but have become even better known in recent years as investing online has become more and more common. Despite the risks, many investors continue to take advantage of the awesome selection of HYIPs out there to double their money.

Choosing your HYIPs is something that has to be done on an individual basis because what each person will feel comfortable with is different. There are HYIPs out there that show very little in way the way income, but have high risks. On the flip side, there are HYIPs out there that show a lot of promise for profit, yet they have the same risks associated with the programs that don't guarantee much in the way of profit. You'd obviously want to stick with the second choice if you can tell which HYIP would be more profitable than the other. The key to getting involved in the right type of HYIP is research. Though it may be exciting and easy to just jump at a very promising looking program, you'll want to put the brakes on for long enough that you can check out the company. You want to stick with companies that offer high revenue, but only if they actually payout and give you access to your currency. Do your homework to make the risks worth it; otherwise you'll end up losing money! The more you participate and research HYIPs the more familiar you'll get with the tricks that many of these programs have to keep your money.

If you've invested in high yield investment programs in the past, you know what to expect in the way of scams. If you have never participated in an HYIP before, you'll be want to be extremely careful when first getting your feet wet. Because there is a lot of money to be made with an HYIP, scams are often associated with this type of investment. There are people, and even companies out there, who want you to invest and event to make money, but then they won't want to give any of it back. This is where the research that we mentioned above comes in really handy. Even if a friend or business acquaintance recommends an HYIP to you, you should still research it to be sure it's something that you feel comfortable with. If after looking into it you feel as though the investment and possible income is worth the risk, then go for it. If you do not feel this way, simply do not invest. When it comes to your money, you shouldn't feel pressured to invest at any time. Often, these scams will require you to invest is something that does not even exist, and then, the fraudulent people are off with your money and that of other investors!

Choosing the proper HYIP is something that you will need to do very carefully, and you should only do if you feel completely comfortable with the risks associated with any one investment. Even the most legit HYIP should be approached with caution, and followed up by extensive research. You have to remember when looking at HYIPs that even those that are not scams cannot promise you much in the way of a return. The potential to make a lot of money relatively quickly is there, but it is not a guarantee. Because there is no guarantee when dealing with HYIPs, the more you understand the investment, the better chance you have to succeed with such an investment.

The bottom line is that you stand to earn a great profit with an HYIP, but there are extreme risks and even scams associated with this type of investing. If you know what to expect when you get into the high yield investments, and you know what to look for through research, you'll probably be fine. If you get into an HYIP because you've just heard that it's profitable, you stand to lose a lot of money! Invest smart.

Michael Goldman is a widely known expert in HYIP Investments. He is investing in HYIPs successfull himself and helping others to make their money work for them. You can learn more about Michael's investing techniques by visiting his site http://hyipbest.com/ More information can be found on http://hyipinfo.info/

Do not trust everything one HYIP/Autosurf Forum says

2006-08-04T05:55:00.000-07:00

by Adrian Alexa

I want to say some words about money making forums. There are so many out there that you must realize that not all of them are 100% accurate. To fully understand the concept we can divide HYIP/Autosurf/Online Money Making Forums in 2: Regular Forums and Forums maintained by one investment program. Because of the fact that these forums can offer important information about such sites many members constantly join them and can be mislead. Let us take both types and analyze them a little.

Forums maintained by one investment program

Many hyips and autosurfs out there (better said the vast majority of them) will run a forum for its members. Such a forum is opened in order to discuss problems and offer support for its members. Although it can solve a lot of problems, mainly script errors and situations in which payment was not received, it can also cause some misleading. The biggest problem in this case is forum ownership. The owner is also the admin/webmaster/individual running the investment program. You can imagine the fact that he is also the main moderator and if he/she has bad ideas in mind (IE. to scam members) you will never see one thread that will speak badly of that site. Such forums need to be avoided when deciding about investment!

Regular Forums

Such forums are led by an outside source. The admin and moderators are usually not leading investments in any official HYIP/AUTOSURF. This basically means that they do not own such sites. They are just regular investors like any of us! These are the forums you really need to check out before investing. Unfortunately these are also not safe. They can quickly become one sided as well. What you need to be on the look-out for is a forum that allows members to express their experience with a given investment site without censhorship! Any forum that will delete one of your negative posts does not deserve you as a member so why care? Go to one that really counts and is 100% objective!

To sum up we recommend some forums you should check out if you are serious about using forums to find out more about investment sites:

Talkgold

MoneyMakerGroup (known as MMG) - My personal favorite

TheHyipForum

Adrian Alexa is currently the web master of http://www.thesimplesite.org and an active blogger on several autosurf-hyip related web sites!

5 Tips For Successful HYIP Investing

2006-08-01T07:16:00.000-07:00

by Gold Bullionaire

HYIPs are quite a challenging investment and if you truly desire to profit it from them you must be able to weed out the bad programs and only invest in the select few that have the best chance for success.

Through my years of experience investing in HYIPs myself, I bring to you the following 5 tips that I ALWAYS look for before investing:

1. Advertising - This is one of the most important factors. Any HYIP that advertises will get a lot more members and more money flowing in than a HYIP who just has a thread on a couple forums.

Because of this there are also a wider range of people promoting it and telling others bringing in even more people and investments. And as you should know new members and new investments are the cornerstone to a longer lasting HYIP.

Advertising is probably the one factor that can make the biggest difference in the success of a HYIP.

2. Reputation - Before investing in any HYIP it is vitally important to check out the reputation of it and read what other people are saying. By checking the reputation you can protect yourself from joining a HYIP that's not paying or that has poor customer support or that is inevitably going to fail very fast due to people posting bad experiences.

It's also possible that someone has a good idea who the HYIP admin is and depending on what they have to say about this admin they can increase the number of people who join or completely halt the increase of new members.

If the HYIP doesn't have much of a reputation yet because it's too early, you could wait until you hear more about it or simply join based off of the other 4 major factors.

3. Earnings Gap Between Plans - I've seen plenty of HYIPs that look great right from the start but after more closely reviewing their plans I see that it can really make them far too risky.

Multiple plans are common among HYIPs and they typically involve giving higher earning percentages to the larger investors. This is very common and in fact can be helpful for a HYIP, but watch out to make sure the higher plans don't pay out too much more than the lowest plan.

This will keep you from getting into a HYIP that gets totally decimated when the couple largest investors decide to take out all their money.

4. Age of the HYIP - You must look at the age of a HYIP before investing. So many people out there will look to see what program is having the most success and then invest in it only to have it close down within the next couple days.

If the HYIP is too many days old your risk can greatly increase. It is best to try to enter very high paying HYIPs within the first couple days and for the lower paying HYIPs within the first handful of days. I'm avoiding specificity due to the fact that this completely depends on the type of HYIP.

The point is that it is a good idea to get into a HYIP as early as you feel comfortable getting in at. If you're happy with all the other factors and it looks promising get in then or don't get in at all.

5. HYIP Monitors - Basing your judgement off of HYIP monitors alone is a very bad idea but if you combine it with the other factors mentioned here it can help increase your odds of success.

If a HYIP is subscribed to at least a few Monitors then it is a good sign, if it is subscribed to a lot of Monitors or has paid for premium listings on a Monitor then it is a better sign. Conversely, if it is not subscribed to any monitors then you should be a little more wary.

Truthfully this factor doesn't weigh too heavily on my investment decisions but it can help push me one way or the other when I'm on the fence.

Summary

Using these five tips you will be able to choose HYIPs that are more likely to succeed and hopefully will become a more successful HYIP investor.

Remember that these 5 tips don't specifically apply to every type of HYIP but should still give you a good idea of what you may want to look into for any program that you join.

For more detailed info, HYIP recommendations, and my own documented experiences as a HYIP investor check out my blog. Maybe you too can use my strategy to gain great profits and become a successful HYIP investor: HYIP Investment Strategy Blog

To Invest In HYIP Or Not

2006-07-30T00:19:00.000-07:00

by: Michael Goldman

Michael Goldman is a widely known expert in HYIP Investments. He is investing in HYIPs successfull himself and helping others to make their money work for them. You can find more information and learn to become a professional hyip investor by joining the hyip forums at http://forums.hyipbest.com

Solid Investment Scamed Their Investors

2006-07-27T19:41:00.000-07:00

by Domenik Andre Andre

Many people who have their own home business want to make money online with affiliate program but some others invest in HYIPs.

Solid Investment, a well known player in the HYIP scene stole millions of dollars from their investors in July. "It was very predictable, that Solid Investment would scam away in July, leaving many investors behind angry!" said Domenik Andre of http://www.DrHomeBusiness.com/solid_investment.htm. Reasons why the date could actually be foreseen was obvious. It was clear that Solid Investment was a properly planned scam from day one. They offered ridiculous returns on your investment of up to three percent each business day.

In early March Solid Investment came up with a new plan that offered even higher returns. Instead of paying out daily their three percent, they changed it to a sixty day plan. So nobody could take out any money until those sixty days were up. The promised returns of up to six percent per working-day should have been paid out in the beginning of June but likely for scammers they find a way to give themselves some extra time. Early in June they stated that due to the high amount of payouts, all payouts have to be done at the beginning of the new month. When July third arrived they sent out confirmations of payouts but of course they were already gone with the money.

When Solid Investment changed their investment plan, this should have been the biggest red flag but many investors fell into the trap. Its wise to remember for the future that every time a HYIP changes its plan, then this might be an indication that it will close its doors in the near future.

Even more cruel is that the same scammers are running multiply ponzis and that very successfully. Estimates assume that only with Solid Investment they stole an eight figure sum of the investors but accurate numbers will never be found out. The similarities to other past scams like Jungle Ventures, Vasco Investment, Tinger Invest or ASC Fin are just a few to mention, all very likely run by the same professionally organized scammers.

To protect your investment from fraud in the future, it might be wise to stay away from HYIPs. Good alternatives with the potential of making nice returns would be managed accounts. You can have managed accounts in the forex market, but also futures, commodities and stocks provide high return investment opportunities. Of course these are still high risk investments but the chance of fraud is close to none.

With a managed account the opening person is the only one who can transfer money and the money can only be wired to the same bank account it was initially wired from. Managed accounts start from as low as five thousand dollars up to over one hundred thousand dollars minimum investment capital.

If one, for whatever reason, still wants to invest in HYIPs, proper due diligence is a must. Mostly it is best to do research in popular HYIP forums, what other investors think of a program but you can also do some research using tools like whois, neotrace or the wayback machine to analyze a program. Of course this is no guarantee that the chose program is reliable but it sorts out many other obvious scams.

Domenik Andre is the founder of http://www.DrHomeBusiness.com where you get helpful tips to get more traffic and make more money online! To get more information visit http://www.DrHomeBusiness.com/solid_investment.htm or to know more about affiliate programs and how to make money online with affiliate program click on the link!

Domenik Andre is the founder of http://www.DrHomeBusiness.com where you get helpful tips to make more money online! You get more information here: make money online with affiliate program

Legitimate Paid Autosurf Programs vs. Scams

2006-07-25T10:57:00.000-07:00

by Andrew Daigle

Paid Autosurf programs pay members for surfing websites in their exchange. They allow advertisers to show their websites, for a fee, to other members who surf and earn cash or credits for their efforts. The advertisers hope is that as members surf, they will be interested in their offer and make a purchase or at least let them capture an e-mail address so they can try to up-sell these folks later. Also, as the name “Autosurf” indicates, surfers do not have to actually view each website as they surf. Members could click on the surf button and walk away for 5 minutes, grab a coffee and wait until the autosurf session is complete. But many members do in fact watch these advertisements. A majority of these paid autosurf members are always looking for something new to promote themselves or something new they’ve never seen before, in hopes of generating more income for themselves.

There has been a lot of discussion about the validity of many of these paid autosurf programs, and the fact is, there are far more scam sites than legitimate ones. The scam artists know this is a huge industry and it’s very easy to get a paid autosurf site up and running, promise huge returns for their members, and at the peak of membership, close up shop just to do it all over again.

There are also many legitimate paid autosurf owners who generate a lot of money from their advertisers and are more than happy to give a small percentage of their money to a captive audience so their clients can get their sites shown to a very wide audience. Since they promise their paid advertisers will get traffic to their websites, they are expected to perform this service and deliver. It’s a win-win-win for the advertisers, the autosurf exchange owners and the surfers.

Most paid autosurf programs require members to pay a small fee to purchase ad units and allow these members to earn a certain percentage on their money. When a member pays their ad fees, they not only receive credits to have their websites shown to other members, but they can also make money by surfing so many websites each day. The amount of credits you receive, the amount you are paid to surf each day and the number of sites you’re required to surf daily, all vary between paid auto-surf programs.

When joining these programs, it’s make good sense to stay away from the paid autosurf programs that promise high returns. Since most paid autosurf exchanges pay between 1% and 2% per day, if a program offers 10% per day or higher, that should raise a flag. There are also paid autosurf programs that market themselves as higher paying services, but if you do a little reading, you’ll quickly see the 7% per day gains break down to about 2% or less per day. Those are still great returns for your time and money, but you will not receive 7% per day for your efforts. It’s all in the marketing. Other programs that do promise higher percentages and do in fact pay those high percentages, in my opinion are Ponzi or pyramid schemes just waiting to collapse at some point. Some people can make money if their timing is right, but my recommendation would be to stay away from these programs or you do risk losing all your money.

Andrew Daigle is the owner of many websites including Ideas for Making Money at http://www.CashCurve.com , Free Traffic Exchange http://www.TrumpTraffic.com , Pixel Advertising http://www.AllPixelAds.com , Free DXInOne E-Currency Exchange Training http://www.dxout.com.

AutoSurf Schemes and The 12 Daily Pro Disaster

2006-07-21T05:44:00.000-07:00

by Kelly Carroll

In April of 2005, an internet site was created called 12DailyPro which advertised a 44% return for investors who invested between $6 and $6000 in12 days. The only stipulation was that the investor would have to launch an automated program via the internet site and watch a series of advertisements lasting 30 seconds each, for each of the 12 days. At the end of the 12 days, the investor would be able to cash out his/her original investment plus the 44% earned by adhering to the program.

The program was very attractive to many webmasters since they were able to get their websites listed in the daily commercials viewed by the thousands of people who participated in the program. This in turn helped them to build traffic to their websites while turning a profit off their website in just 12 days.

12 Daily Pro was not the first to launch such a scheme. Other schemes are still in existence and new ones continue to launch including 13dailypro.net, alientrust.com, 365GlobalProfit, among hundreds of others. Different payouts but same strategy - invest some money, get it back with extra, get traffic to your website, cash out, then re-invest and start all over.

The problem with these programs is that the only way payouts on investments are possible is when new people continue to sign up for the program. As soon as the signups taper off (a top program usually generates about 300,000 members before the membership enrollment flattens out), the program cannot keep up with the payouts since an insufficient amount of capital exists to do so.

People who invest early on who can estimate when the signups are beginning to taper off are the only ones who realize profit from the program's payouts. They are at closer to the top of the pyramid, whereas those who sign up toward the end of the cycle will not only have no chance at earning a profit, but will lose their investment altogether.

In 12DailyPro's case, this happened around late December of 2005. However, the case was slightly different. Instead of new investors tapering off, their primary fund processor, Stormpay (which you were encouraged to use to deposit and withdraw for most of the duration that the site was running), claimed that they all of a sudden recognized 12DailyPro as a Ponzi scheme, and froze all the site investor's funds until an investigation was launched.

The owner of 12DailyPro, Charis Johnson claimed that Stormpay was interfering with her legitimate business, but could do nothing to get them to release investor funds. This led to the ultimate crash of the system, and a court order was summoned to terminate the operation.

As of 7/17/2006, millions of dollars were turned over to a US District Court appointed receiver named Thomas F. Lennon, while the mess is sorted out. Investors were advised to join a class action lawsuit in order to attempt to recover any monies lost in the program. However the litigation is taking months to resolve. Investors will most likely only be able to recover a fraction of their net investment, if that, once the case is resolved. For the latest information on this suit, visit http://www.tlennonfor12dailypro.com/.

What about Charis Johnson? She is off and running a new website called Startup Street where she advises against people investing into the very scheme she made tons of money on. Her new site is geared toward enticing people to buy products that show them how to make money on the Internet.

Kelly Carroll has owned and operated KC Web Designs since 2003. She researches new products on the Internet and is currently posting her findings for others to review. Her goal is to provide Internet users with quality articles they can use to make sound judgements before purchasing any new products over the Internet.

Recover ALL Your Money back from Scam / Fraudulent Autosurf Companies

2006-07-15T23:33:00.000-07:00

by Martin Pavion

Here are just a few of the autosurfs that have vanished in the last 8 months which, if you have made payments to them, you can possibly recover it ALL back even if you thought the money was lost forever:

911 Hits, Auto-surf.biz, AWD Network, Butterfly Surf, Cash Twist Traffic, EprofitSurf, ExekoSurf, EZ Surf 2 Cash, Fair Dinkum Surf, Gotta Lotta Hits, Grandhits, NewPay.info, PaidResponse, Paid Surfing, ProfitSera, Super Surf, Surf City Autosurf, Surfing Revolution, Top Gun Traffic, VivaSurf

If you have bought credit using PayPal and funded this with your credit card then you can breath a huge sigh of relief. It is probably that you can get all your money back.

There is a huge amount of confusion regarding how best to get a full refund from your credit card companies if an autosurf closes prematurely. The credit card representatives you might speak with very rarely know enough about Paypal, autosurfing or chargebacks to help you. Many people are discouraged when they speak with their credit card company and are told one of three excuses:

- The credit card had no direct contract with the autosurf but with PayPal. Paypal have done nothing wrong and therefore there is nothing that can be done. - The credit card company cannot protect people who've joined autosurf companies as they the autosurf has protected themself with their disclaimers in their terms and conditions. - The 45 day protection cover from Paypal, or the 60 day protection from the credit card is past.

This is where most people give up. If I'd have been discouraged then I'd have most likely flushed about $90,000 down the toilet. Instead I spend time learning all I could about how chargebacks REALLY work, and how to use this power against deceased autosurf providers.

IN MY INVESTIGATION I DISCOVERED:

- PayPal is legally obligated to take responsibility for it's merchants if the buyer has used a Visa or MasterCard, although Amex cards are NOT included.

- Closed autosurfs make one huge mistake in their terms and conditions which gives consumers a legitimate reason for why we deserve a full refund. No matter how much money the autosurf has paid you previously, using this information will allow you to receive all your money back, even if you have received 'dividend' payments in the past.

- With the right information, you can request a chargeback many months after an autosurf has closed. I have successfully received a full chargeback from companies 9 months after I paid them, and 6 months after they closed.

- With a few phrases in your vocabulary you can get even the most reluctant credit card representative to submit your chargeback request.

ACTION TO TAKE TO GET ALL YOUR MONEY BACK:

Your first plan of action is to try to resolve the dispute via PayPal. If you paid money to the autosurf company within the last 45 days then you can use PayPal's "Buyer dispute" service. Seeing as nearly every autosurf and HYIP has been banned from PayPal since April I don't think you'll be able to do this.

You then need to gather up evidence to give to the credit card provider. It really helps if you have taken screenshots of the autosurfs homepage, their terms and conditions, screenshots of their signup procedure and also a snapshot of your account balance just before the site went down.

Don't worry if the autosurf has closed and their site has vanished, there are a few ways of getting this information back. I won't reveal it in this article as although it's perfectly legal I don't want to make these methods known to autosurf owners.

You then need to write a detailed letter to your credit card provider. There are some things you MUST explain clearly, and things that you should NEVER mention to begin with. You will not have any luck if you word a letter with a request such as "please credit me back my money because this company was meant to pay me every month but they didn't". Instead you need to write a convincing reason as to why you should be refunded. This is extremely simple to do when you realize that autosurf owners have not learnt enough about their legal standing when they began their sites.

Depending on your credit card company's policy you might be immediately credited with your money back, or the interest on that money might be frozen. For disputes less than $1,000 you are likely to find matters resolved fast but this really does depend on which credit card you are working with. NEVER count any refunds at this stage as guaranteed, the credit card company may charge you again if they discover evidence against you within the next 60 days.

Your credit company will work with PayPal to reach resolution. You will notice that you have 'unresolved disputes' for those purchases when you next log in to your PayPal account. The autosurf has 30 days to argue why you should not receive your chargeback. Most often your accusation will be worded so well that the autosurf owner cannot possibly find any reason and the matter will be settled.

Some autosurf owners can get a little nasty here. I have experienced owners who lie, falsify documents and do all they can to avoid the chargeback. Others are reasonable and provide the most common three reasons for refusing the chargeback.

1) The person joined the autosurf agreeing to the terms and conditions 2) The person was happy with the autosurf as they'd made multiple payments 3) The autosurf has already paid out money to you via e-gold or likewise.

If you have worded your first letter appropriately then you are well-armed to refute anything the autosurf owner might throw at you. If the autosurf owner is playing dirty there are many ways to be equally or more dirty back.

Every autosurf and situation is different. I'll happily provide you with sample letters and all the information you need if you contact me and become part of my autosurf hyip network.

Please feel free to contact me if you would like more information. Email me: autosurfnews(at)truepot.com My current investment portfolio comprises of ... 12by12Daily http://www.12by12dailypro.com DadnDaves http://www.dadndaves.net/?ref=2855 FX-Experts http://www.fx-experts.com/?ref=pavionm MoneyMovesAsia http://www.moneymovesasia.com My websites can be visited at http://www.truepot.com

Avoiding Scam HYIP Sites

2006-07-13T04:43:00.000-07:00

by Raiel Schwartz

Everyday about three dozen new HYIP sites come out offering to be the solution to your financial dreams and promise you a life fulled with riches and satisfaction. I'll tell you right off the back there lying. Yes, these HYIP sites are straight out lying to you. Studies show that %99 of HYIP sites are scam, and from my experience this statistic holds true. HYIP stands for High Yield Investing Program. When we think of investing we think of Wall Street, Stocks, Bonds, and all that good stuff but on the internet HYIP is just a coverup scam sites use to take away your money. Most HYIP sites are Ponzi Scams. The name Ponzi comes from the man Charles Ponzi who scammed millions of dollars from his Friends, Family, Coworkers, etc. Charles Ponzi paid out his original investors from the investment of others, the same type of scam happens today. The basic setup for scams is that a new HYIP site comes up claiming they are backed up by Forex Trading. They say all these words to draw you in there trap and at first they probably do pay you, however a few weeks later the site will run away with all the money from investors and you will be left in the dirt. Hundreds of new HYIP sites are made every week and people still fall into their scams, I wouldn't be surprised if it was just a group of a small individuals just massively making new HYIP's due to the fact that people keep investing (and losing) money in them. Now by reading the first couple of paragraphs, your probably now scared into investing anything online, which is okay, HYIP's are usually run as games and when the payout reaches a certain percentage they stop paying and start a new round. People usually get carried away because they see there making money so they invest all the money they make back into the same program, that's mistake number one. First thing you DO not want to do with HYIP's is reinvest your principal money, take that out ASAP and play only with your profits. There are many more common mistakes and I will discuss them in the upcoming paragraphs.

The 5 ways to avoid being scammed

1) Take back your principal investment As mentioned above, when you invest in a program and receive your money back in addition with your profit, invest only the profits! When you do it this way you now have no risk in losing your money in HYIP's, you'll just lose your profits and nothing else. What you may also want to do is instead of investing all of your profit, invest %75 of it and keep %25 of it. That way no matter what you come out a winner. Remember take up your principal deposit and play with profits!

2) Study the website Studying a website does take some research, but it will help you in the long run. If you see a HYIP site claiming to be backed up by Forex ask them for some of there records to see if there telling you the truth or lying. Do a Whois lookup on their domain name to see if there around as long as they say, ask the admin questions, call them if a number is provided, email them and see if they respond. HYIP Scammers are always in a rush and want to get your money and leave ASAP, real HYIP admins won't lie to you and will take the time to answer your questions truthfully, do your homework and you will be awarded! 3) Check the Interest If a program is offering more then %10 a day, it is off the back a Ponzi Scam. This does not mean do not invest with them, but it does mean that they are a ponzi and are probably running their HYIP in a game type format (when payout reaches X the next round will become) or they are relying on paying your investments with the investment of new investors. The reason I can say that if a program offers more then %10 that they are a Scam or a Game is because real professional traders can't possibly offer returns as high as %20-50 profit per day, that is unrealistic and if they DO offer those rates they are probably running a game HYIP or ponzi HYIP. Check the Interest, you can still make money if a program is a ponzi or game but if you want a reliable program you should settle for %2-5 daily.

-Note: The same goes with referral rates, if they are large and unrealistic such as receiving %30 the program is most likely scamming/tricking you in one way or another.-

4) Don't put all your eggs in one basket I'm sure you heard the expression "Don't put all your eggs in one basket" well this is true, especially for online investment. If you put $50 into a program, they could run off the next day, and now your left with $0. The smart thing to do is that if you have $50 is to invest $10 into 5 different programs, that way you are almost guaranteed to make some type of profit. The more diversifying the more monitoring and tracking you have to do, but the more money you make, don't be lazy, do some work!

5) Don't let your emotions run you over Okay so you invested $100 and received %100 profit. You have $200 and confident that you can double that you immediately reinvest it. Happily, you receive your $400 and quickly reinvest that to make $800, however for some reason you don't get your $800, instead you get nothing, the program just ran away! Yes, that is right, don't let emotions control you, people do crazy things when they think they could be making a lot of money, don't invest to much money into HYIP as in the long run you will probably lose out, instead follow the rule number 1 and you should come out ahead. From reading this article you learn 5 essential tips that will help you identifying if a HYIP is a scam or not, when and if you should invest, and how to minimize your risk of losing your money. If you follow these strategies you should be making money with HYIP's instead of losing them. Have fun and happy earning

Raiel Schwartz the admin of http://www.truemonitors.com has been in the HYIP game for several months and has learned how to make the most profit on online opportunities such as Autosurfs, Get Paid To, and HYIP's. If you want a complete guide of HYIP you should visit HYIP101

How To Play The HYIP Game

2006-07-13T04:39:00.000-07:00

by Mark Flavin

High Yield Investment Programs, or HYIPs, are online investment opportunities that yield high profit, but always at the cost of great risks. With HYIPs, you'll be given the chance to invest a relatively large amount of money, with the promise that your investment will return with substantial profit at a very short period of time.

Why are HYIPs considered high risk investments, then?

It's because the very promise of profitable ROI is often broken. With all the anonymity present on the internet, it's easy to pull off a scam. Of course, a little due diligence will help you avoid the fraudulent offers, but the profit promised by HYIPs is often too big to ignore.

Take for example a recent HYIP that asked investors to send an amount of eGold value to a certain account, with the promise that the same value will be returned, plus 50%, after ten days. You won't have to do anything. All you have to do is to send over an amount of eGold value, with a minimum of $5 and a maximum of $5,000, and wait for 10 days, and you'll receive 150% of the value you forked over.

For four months, that HYIP program flourished. It kept its promise. People got paid magnificent amounts, which prompted them to reinvest their money to earn more profit. Suffice to say, that HYIP instantly became the talk of the online investment community.

However, the program stopped paying last May, citing the need to weed out fraudulent transactions, and a lot of investors were left in the dark. Veteran HYIP players however knew the truth: that it was a scam from the get go, albeit, a scam that allowed them to earn while it lasted.

And this is the reason why HYIPs are pretty difficult to resist. They allow you to earn for a certain period of time, and such earnings is too big to ignore. The percentage involved is unheard of in other circles. But of course, such will only be good while it lasts.

HYIPs, love them or hate them, are here to stay because there are dedicated groups of people who wish to capitalize on them, at least, while they're still operational. That being said, it'll be a game of minimizing the risks, regardless of how unavoidable they are.

Here are some tips on how to play he HYIP game:

* Invest only what you can afford to lose. This is the NUMBER ONE rule. Do not pin all your hopes on an HYIP program. It's not a stable investment, as you stand to lose everything in one fell swoop. Use only the amount of money that you can afford to lose, otherwise, your entire budget will be screwed when bad times befall you.

* Take off your money as soon as possible. With HYIPs, you'll have to draw money from your own account, at least initially. For example, you're asked to invest $100 for a $150 return after ten days. This means that in 20 days, if you'd reinvest the first amount you'll receive, you'd have a profit of $100. Immediately take off the $100 you invested and play with your profit instead. This way, you'll only lose what you have already earned, and you won't have to risk what you worked hard for in other avenues.

* Study the system behind the HYIP. Is it credible? Does it have a great management team? And most importantly, is the program itself sustainable. Most HYIPs do not play with any assets. As such, they're just playing with the investments they're receiving. Eventually, with all the profit margins they will be feeding, they'll reach a breaking point. The trick is in finding an HYIP with a formidable plan, or at the very least, with real assets to back it up.

Mark Flavin is the owner of http://www.markflavin.com the famous Make Money Website
Increase traffic to your website now using Mark's Free Website Traffic Techniques

How The Lazy Man Can Make Money Online!

2006-07-13T04:33:00.000-07:00

by Domenik Andre

Are you sick and tired of all the great do-nothing-and-become-rich opportunities? If you are anything like me, then you probably are. I am just so tired of people emailing me with the next hot opportunity, where you literally don't need to do anything to earn a great income. Well and if I decide to take a closer look what it is all about, its just another MLM scheme.

Now don't get me wrong, I have nothing against MLM but I have something against people who say that I don't need to do anything to make money. That's just a lie and how could you ever work with a person who lied to you since the day you have met them?

Being so tired of all this, I decided to look for online opportunities that really required no work and I have stumbled over one last year. Since them I have earned great money with these opportunities and so can you and it really doesn't require any real work besides doing some due diligence.

So what are these opportunities? They are called HYIPs. Maybe you have never heard of HYIPs, so I will give you a short introduction:

HYIP stands for High Yield Investment Program and I think that says it all. Basically these HYIPs are investment opportunities which promise really high returns. Returns that are sometimes much greater than 20 percent monthly interest. Yes, you have read correctly. I said 20 percent per month or even more. Now when you just start to dive into the HYIP industry, you will shortly realize that many programs offer interests that are even higher than 20 percent. Some programs offer 100 percent per day or similar ridiculous returns. If you have read that far, you might think this all must be a scam right?

Well, you are right but not completely. Honestly the number of scams is huge in this industry and I would say it´s about 99 percent but what about the other 1 percent?

Those are real investment opportunities. Opportunities that provide the chance to invest in a fund that is day-traded in various markets, mostly the forex (foreign currency exchange) but also commodities, futures or stocks. The foreign currency exchange market can be one of the most lucrative markets to trade but also one of the most dangerous because of the high volatility and access to high leverage of trading equity.

Never the less good traders can achieve 20 percent or more monthly returns when trading the forex. Apart from the opinion of many investment experts this can also be done on a consistent basis, which does not mean that you will always achieve a 20 percent interest but there are programs out there that produce an average of 20 percent per month over the course of a couple of years.

How can you know that the HYIP you have chosen really does trade? Well, you can´t or at least that´s very hard to find out. Some legitimate HYIPs let well-known people from the HYIP industry take a look at their live trading accounts and I had the privilege to analyze some myself. Other than that there is not much proof so what do you do?

I personally favor managed accounts. Managed accounts are a little bit higher investments, starting from USD 5000 but they are well worth it for two reasons.

1.) Nobody can steal your money so it's a no-fraud-opportunity and 2.) You can check your daily performance because you have live access to your account with the brokerage.

Now do some calculation on your own what a 5, 10 or 20 percent monthly interest could mean to you. I will give you an example: If you invest 1000 USD today and let it compound for 2 years with an average of 15 percent monthly interest, you will end up with over 28,000 USD or a monthly income of 4300 USD. Now I don't know how much you need to live but that is a nice residual income, which might pay some of your bills. Always remember, be careful where you invest and if you can afford it, go for managed accounts.

Domenik Andre is the founder of DrHomeBusiness.com and analyzes various ways to make money online and is always for the lookout to analyze your proven income opportunity! Proven Income Opportunity

Legitimate Paid Autosurf Programs vs. Scams

2006-07-13T04:29:00.000-07:00

by Andrew Daigle

Paid Autosurf programs pay members for surfing websites in their exchange. They allow advertisers to show their websites, for a fee, to other members who surf and earn cash or credits for their efforts. The advertisers hope is that as members surf, they will be interested in their offer and make a purchase or at least let them capture an e-mail address so they can try to up-sell these folks later. Also, as the name "Autosurf" indicates, surfers do not have to actually view each website as they surf. Members could click on the surf button and walk away for 5 minutes, grab a coffee and wait until the autosurf session is complete. But many members do in fact watch these advertisements. A majority of these paid autosurf members are always looking for something new to promote themselves or something new they've never seen before, in hopes of generating more income for themselves.

There has been a lot of discussion about the validity of many of these paid autosurf programs, and the fact is, there are far more scam sites than legitimate ones. The scam artists know this is a huge industry and it's very easy to get a paid autosurf site up and running, promise huge returns for their members, and at the peak of membership, close up shop just to do it all over again.

There are also many legitimate paid autosurf owners who generate a lot of money from their advertisers and are more than happy to give a small percentage of their money to a captive audience so their clients can get their sites shown to a very wide audience. Since they promise their paid advertisers will get traffic to their websites, they are expected to perform this service and deliver. It's a win-win-win for the advertisers, the autosurf exchange owners and the surfers.

Most paid autosurf programs require members to pay a small fee to purchase ad units and allow these members to earn a certain percentage on their money. When a member pays their ad fees, they not only receive credits to have their websites shown to other members, but they can also make money by surfing so many websites each day. The amount of credits you receive, the amount you are paid to surf each day and the number of sites you're required to surf daily, all vary between paid auto-surf programs.

When joining these programs, it's make good sense to stay away from the paid autosurf programs that promise high returns. Since most paid autosurf exchanges pay between 1% and 2% per day, if a program offers 10% per day or higher, that should raise a flag. There are also paid autosurf programs that market themselves as higher paying services, but if you do a little reading, you'll quickly see the 7% per day gains break down to about 2% or less per day. Those are still great returns for your time and money, but you will not receive 7% per day for your efforts. It's all in the marketing. Other programs that do promise higher percentages and do in fact pay those high percentages, in my opinion are Ponzi or pyramid schemes just waiting to collapse at some point. Some people can make money if their timing is right, but my recommendation would be to stay away from these programs or you do risk losing all your money.

Andrew Daigle is the owner of many websites including Ideas for Making Money at http://www.CashCurve.com , Free Traffic Exchange http://www.TrumpTraffic.com , Pixel Advertising http://www.AllPixelAds.com , Free DXInOne E-Currency Exchange Training http://www.dxout.com

So You Want To Earn Online?

2006-07-13T04:25:00.000-07:00

by R.D.Wylder

It's not all that difficult to make a few dollars each month from your online activities. Most sites pay in US cash and a quick $5 to $10 is just fine for those who live in countries where there is a high conversion rate. This can actually work out to a couple hundred in local currency for them. However, this amount really isn't worth the time or the effort for most people. That's why you need a plan. Here are some of the key money making tips that should be included in your strategy.

Open A Payment Account:

It doesn't make sense to join all these programs and they have nowhere to send your money, now does it? Payment differs by program but, by and large, there are a few common methods.

1. If you live in one of the supporting countries, it would be a very good idea to open a Paypal account. This is one of the most recommended payment methods and is accepted pretty much everywhere online. You are allowed to withdraw cash and it is very easy to use.

2. E-Gold is becoming increasingly popular with more and more online merchants accepting it. The one downfall of this program is that, while you can easily transfer funds online, you need to go through a third party to withdraw funds as cash. I would highly recommend E-Gold only if you plan on using your earnings online. Worldwide.

3. Stormpay is another good program, similar to Paypal except that it is worldwide. You will have to supply copies of your identification and you cannot sign up with any email address other than that provided by your ISP. This may put off some people who are a bit paranoid of having their personal information online. An added advantage though is the new StormClix program.

4. I have heard this next program referred to an E-Gold without the restrictions. Moneybookers has also been increasing in popularity and is even being accepted by domain registrars such as Registerfly. There are a number of ways to fund your account and they are worldwide. Unlike E-Gold, you can withdraw your cash directly.

5. Some affiliate programs will offer to pay by Cheque or Money Order. If you want access to your money ASAP then this may not be for you, but it's a good option for those who prefer to see concrete evidence of their earnings. However, the associated fees might make it more profitable to look into another payment method.

There are a number of new programs that have recently come out. I have never used any of these but I have heard good things so far in the 'Get Paid' forums about AlertPay. Another new program is GreenZap.

Get An Email Address:

Once you sign up for these programs, you are going to start getting a lot of emails. You can choose to read your emails at your Site Inbox but if you are sticking to only 'Paid to Read' programs, I would strongly suggest having your emails sent to your own mailbox so that you can have everything conveniently in one place. That being said, you don't want your personal email address being cluttered by endless messages. Get an address that you intend to use strictly for online earnings activities. A good choice is Yahoo.com as they offer a huge mailbox and you can filter your incoming emails by program. However, they will send most of your emails into the bulk folder unless you add the addresses to your contacts list so you need to keep checking. Another good bet is Mail2world.com with a 250MB mailbox. Do not use a Hotmail account. Unless you live in the USA and can access the 250MB mailbox, or you intend on checking your email a few times each day, you are going to have a lot of bounced messages.

Join Only As Many Quality Programs As You Can Handle:

You know, when I first started this, I made the most common mistake ever...I joined every program I could find. I was convinced that I could keep up and for a couple weeks I did. Then I started getting overwhelmed. There was just too much to do...too many emails to read....too many banners to click...too many sites to surf. The end result? I got completely frustrated, left all of the programs and made exactly $0. After a while I decided to try again, but I was careful this time...I drew up a plan and I did my research. I joined only a few 'Paid to Read' programs that were the most recommended online. Little by little, I was able to join a number of different types of programs (including surfing programs) and generate a small but steady income stream with just a moderate effort on my part. What's the moral of the story? Do only what you can handle. If you know you're not going to be able to be online everyday then don't join 'Paid to Click' sites because these only work if you can devote at least half an hour each day to clicking links. If you know you can't sell anything to save your life then don't join the high paying affiliate programs that everyone else is joining because you'll be trampled by the competition. If you try to do too much, you'll end up wasting your valuable time.

Construct A Spreadsheet:

So you've joined all these different programs. How are you planning to remember each and every one of them? The best way is to construct a spreadsheet. Include the name of the site, your user ID, your passwords (especially if you a different one for each site), what the program involves (reading email, clicking links, etc.), value of each action, payout levels, your referral link and the number of people in your downline. It's also a good idea to update your current earnings at the end of each month. This way you'll never lose track of your information.

Re-Invest Your Earnings:

If you've been following the steps so far, you'll have quite a little list of high quality programs going. Most, if not all, of these you would have joined as a free member...which is how it should be. However, once you've actually started earning money, you'll want to put at least some of it back into your memberships. Why? Paid memberships often come with benefits, from no minimum payout levels to higher earning opportunities. Simply put, you can earn a lot more as a paid member and it's usually quite cheap to join.

Build Your Own Site With Your Own Domain Name:

Remember when I told you to include all your referral links on your spreadsheet? Well, you're going to need them now. Don't let anyone fool you. Yes, you can make a decent amount from just participating in the programs you've joined, but the real money lies in building your downline. What does this mean? Your downline includes all the people who have joined using your referral link. You then earn a small percentage when they actively participate in the programs. You'll want as many people as possible joining under you and that's why I'm so particular about recommending only quality programs. You don't want to make a bad reputation for yourself. You only make money from your downline for as long as your referrals stay active. But how do you get the word out? You build your own website of course. You can do this a number of ways.

If you have a program such as Microsoft Frontpage, or it's free alternative NVU, installed on your computer you can construct your own pages from scratch with minimal difficulty or you can download free templates from the web and just add the content. If not, a number of hosts offer at least a basic editor that you can use online. One of the best that I've come across is offered by Yahoo Geocities. Now, you may choose to go with a free host and the decision is entirely up to you, but there a few disadvantages to this approach. Firstly, most reputable free hosting companies offer packages that include extensive advertising (banners or pop-ups) that may detract from your site. Secondly, some free hosts are not reliable and you stand to lose your site when they either fold or switch to paid packages with no prior notice. If you prefer using a free host, use a host that has been around a while and has a good reputation. I would recommend either Geocities or Tripod but you can do a simple search on Google to find one that may be more suited to your needs. Whatever you decide, a domain name is a must. You want a name that people can easily remember. If you have any experience with website design or you're a quick learner, I would highly recommend that you purchase a domain name from a registrar who offers free hosting such as GoDaddy, download NVU, and build your own pages. A major point to note, search engines don't like link farms (read more in the last section).

Get Some Products:

So you've joined your programs, gotten your referral links and built your website. Now what? Well, if you're satisfied with what you've gotten so far then you don't have to read any further. If you want to boost your earnings significantly then you're going to have to learn how to be a salesperson...and to be a salesperson, you've got to have something to sell. Now, you can try to come up with a product of your own. For example, I could have taken this information, made it into a e-book and then charged you for the privilege of reading it. However, it's much easier to just sell someone else's product and keep a share of the profits, i.e., become an affiliate. To this though, you have to know your own capabilities. While you may be tempted to go with bigger brand names or very high-paying affiliate schemes, you must face the fact that everyone else is going to think just like you. This is where the concept of niche marketing comes in. Determine your target audience and join selected programs that would be of interest to them. For instance, if you are targeting webmasters, you would want to affiliate yourself with sites that offer domain names, hosting, software, etc.

Marketing e-books is also a good starting point. There are a number of sites that offer free e-books which you can either give away as an incentive or resell and keep all the profits. However, many of these have a minimum price at which you can sell the e-book individually and this can be quite high. My best advice... put together a package. This will make it more attractive to potential buyers and you can be more competitive with your pricing.

You should always give your visitors as much information as possible about the programs/products you are referring them to. You will have a better chance of someone following one of your links this way rather than just having a pretty, but uninformative, banner or ad.

Promote Your Site:

Congratulations. You've made it to the final step in your journey into online earning. All you have to do now is to promote your site and you can do it without paying a cent in advertising if you so choose. There are a number of ways you can do this:

1. Search Engines: Most of the bigger Search Engines will allow you to add your site to their directories for free. There are a few things you must do first though. You should recall I said before that Search Engines don't like link farms. This is especially true with Google. A link farm is essentially a site that has no actual information and just a list of links. If you have a site like this, Google will very likely refuse to add you. If you've followed my advice and given your users enough information then you'll be safe. Now I want you to look up these terms online - Meta Tags, Keyword Density, and robot.txt. You need to know about these things and correct any mistakes in your site before you submit it to the Search Engines. Note that the time it takes for your site to be added to the directory depends on the Search Engine.

2. Traffic/Hit Exchanges: This is one of the most popular ways to get traffic to your site. Remember earlier when I told you to join a few 'Paid to Surf' sites even though you didn't have a website yet? Well, now you're going to upload your website URL to those sites and assign the credits you've earned. Don't bother to do this with Autosurf sites. No one actually looks at the ads on these. You'll want to use Manual Surf sites so that there is at least the possibility that a visitor may be curious about your site and visit it. A variant of this is the Banner Exchange where you place a banner on your site you earn credits each time your banner is viewed. This can bring in additional traffic but I wouldn't recommend it if your site already has a lot of banners.

3. Classified Ads: There are quite a few sites that allow you to post classified ads for free. Remember though that your link will go down as one of many and there may not actually be a lot of people visiting the ads site. Seriously, when was that last time you visited a free classified ads site online? You may bring in a few visitors but don't let this be your main method of advertising.

4. Ezines: There are so many ezines out there now that it's becoming a really good way to advertise. It is also very cost-effective. In some cases you may even find an ezine owner who is willing to post your ad for free in exchange for a service or ad space on your site.

5. Paid to Read Sites: Huh? That's right...you heard me. You can use the same sites that you're a member of to advertise your referral links to other members. This is especially good if you're advertising other paid opportunities. Rates are often very cheap or, if you prefer, join a site or two that lets you redeem your earnings for ads as opposed to cash.

Well, that's it. I sincerely hope that you're successful in you online earning ventures. What's my final piece of advice? If you want to reel people in to your site, it's always a good idea to use bait. Offer some free stuff. It can be anything, as long as it's free....and it's good. Don't offer anything that you yourself wouldn't like to have.

R.D.Wylder is the founder of the "So You Want To..." series and is currently working as a freelance writer and web designer. She has been writing for many years and has produced numerous works of poetry and short stories.

What is Paid To Surf ?

2006-07-13T04:08:00.000-07:00

by Huria Abdulkadir

Get paid to Surf is way to earn money online. you earn a percentage commission for automatic or manual viewing of a number of sites everyday, for a certain term. Most Paid-to-Surf sites offer a free account level to start.

Autosurfs have been around for some time, however, the "get paid to surf" concept hit the Internet just about 3 years ago by daddy of autosurf studio traffic now is a scam but this pro alone made thousands for people.

autosurf can be very risky because there are so many scams around and you need to weed out the good ones.

I have put few tips of my own experience if you want to play

1. Get the principle out as soon as possible don't get greedy at first
2. Spread it around, reinvesting in good ones and expand into new ones but not any new ones that coming out every day. Do your DD; check the host site etc.
3. Never put too much in any one program no matter how safe it seems.
4. Don't join too early, and don't join too late. Join as soon as the program has proven itself by making at least a couple of payments.
5. Only put in what you can afford to lose.
6. Consider it like gambling, you just have to win more than you lose. And expect to lose on occasion.
7. Use intuition, advice, and consider which programs successful people do.
8. Look for sign of weakness, if the sites not responding to tickets, making excuses for payment delay, don't invest more until things go back to normal.

Make Net Money ?

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Do not trust everything one HYIP/Autosurf Forum says

by Adrian Alexa

Adrian Alexa is currently the web master of http://www.thesimplesite.org and an active blogger on several autosurf-hyip related web sites!

5 Tips For Successful HYIP Investing

by Gold Bullionaire

For more detailed info, HYIP recommendations, and my own documented experiences as a HYIP investor check out my blog. Maybe you too can use my strategy to gain great profits and become a successful HYIP investor: HYIP Investment Strategy Blog

To Invest In HYIP Or Not

by: Michael Goldman

Michael Goldman is a widely known expert in HYIP Investments. He is investing in HYIPs successfull himself and helping others to make their money work for them. You can find more information and learn to become a professional hyip investor by joining the hyip forums at http://forums.hyipbest.com

Solid Investment Scamed Their Investors

by Domenik Andre Andre

Domenik Andre is the founder of http://www.DrHomeBusiness.com where you get helpful tips to make more money online! You get more information here: make money online with affiliate program

Legitimate Paid Autosurf Programs vs. Scams

by Andrew Daigle

Andrew Daigle is the owner of many websites including Ideas for Making Money at http://www.CashCurve.com , Free Traffic Exchange http://www.TrumpTraffic.com , Pixel Advertising http://www.AllPixelAds.com , Free DXInOne E-Currency Exchange Training http://www.dxout.com.

AutoSurf Schemes and The 12 Daily Pro Disaster

by Kelly Carroll

Recover ALL Your Money back from Scam / Fraudulent Autosurf Companies

by Martin Pavion

Avoiding Scam HYIP Sites

by Raiel Schwartz

Raiel Schwartz the admin of http://www.truemonitors.com has been in the HYIP game for several months and has learned how to make the most profit on online opportunities such as Autosurfs, Get Paid To, and HYIP's. If you want a complete guide of HYIP you should visit HYIP101

How To Play The HYIP Game

by Mark Flavin

Mark Flavin is the owner of http://www.markflavin.com the famous Make Money WebsiteIncrease traffic to your website now using Mark's Free Website Traffic Techniques

How The Lazy Man Can Make Money Online!

by Domenik Andre

Domenik Andre is the founder of DrHomeBusiness.com and analyzes various ways to make money online and is always for the lookout to analyze your proven income opportunity! Proven Income Opportunity

Legitimate Paid Autosurf Programs vs. Scams

by Andrew Daigle

Andrew Daigle is the owner of many websites including Ideas for Making Money at http://www.CashCurve.com , Free Traffic Exchange http://www.TrumpTraffic.com , Pixel Advertising http://www.AllPixelAds.com , Free DXInOne E-Currency Exchange Training http://www.dxout.com

So You Want To Earn Online?

by R.D.Wylder

R.D.Wylder is the founder of the "So You Want To..." series and is currently working as a freelance writer and web designer. She has been writing for many years and has produced numerous works of poetry and short stories.

What is Paid To Surf ?

by Huria Abdulkadir

Huria Abdulkadir, more reviews on home based business can be found at http://ideasandreviews-allreviews.blogspot.com

Eric de Bosque is the author of this article. You have permission to reprint this article. However, you may not make any changes to the article or the links. Contact at zero4direct@gmail.com

tags: e-currency | exchange | hyip

HYIP investment expert David Vagner writes about investment online. He like internet and hyip investing.

tags: hyip | pyramid | scam | luck

Tonly Clifton is an Editor in Chief for High Yield Weekly Digest (http://hywd.info)

Tags: hyip | money | scam | internet

Morgan Hamilton offers expert advice and great tips regarding all aspects concerning money. Get the information you are seeking now by visiting Make Money

Tags: money | online | internet | salary | earn | business

Brian makes his living doing full time trading and coaching Find out more about online option trading

Tags: online | option | trading | investment | stocks | bonds

David Vagner is the partner of www.thehyips.info . He teaches how to invest in HYIP area without losses.

Technorati tags: hyip | autosurf | scams | investment

Mark Flavin is the owner of http://www.markflavin.com the famous Make Money Website
Increase traffic to your website now using Mark's Free Website Traffic Techniques